License and Insurance Detail — Utah Contractor License #961339-4102, Bond Information, General Liability Coverage, Workers Compensation, and Verification Procedures
This page covers the specific licensure and insurance details supporting work performed by 4Sure Mold Removal across Utah County. Property owners can verify all this information through independent sources — we encourage verification as standard practice. The information below is current as of the page publication date; specific policy details (coverage limits, expiration dates, bond amounts) update periodically as policies renew. For verification of current status, the independent verification sources listed below provide real-time information directly from licensure and certification authorities.
Utah Contractor License Detail
License Number: #961339-4102
Issuing Authority: Utah Department of Commerce, Division of Professional Licensing
Statutory Basis: Utah Code Title 58 Chapter 55 — Construction Trades Licensing Act
License Classification: General Building Contractor with specialty endorsements supporting restoration scope including water damage restoration, mold remediation, reconstruction, and specialty trades coordination
License Status: Active and current — verifiable through Utah DOPL online verification system
Bond: Contractor surety bond on file with Utah DOPL per statutory requirements; bond amount and surety company information available through Utah DOPL verification system
License Verification
The Utah Department of Commerce, Division of Professional Licensing (DOPL) provides online verification of contractor licenses through their official website. Property owners can verify our license status:
- Visit Utah DOPL online verification system
- Search by license number: 961339-4102
- Or search by business name: 4Sure Mold Removal
- Verification shows current license status, classifications, complaint history if any, and bond/insurance verification
The verification system shows real-time information from DOPL records — more current than any information we can publish on our website that updates only at publication intervals. We encourage verification as standard practice before authorizing any restoration work.
General Liability Insurance
4Sure Mold Removal carries general liability insurance covering business operations including property damage and personal injury exposures during restoration work. Coverage details:
- Coverage Type: Commercial general liability for restoration contractor operations
- Coverage Scope: Property damage and personal injury arising from business operations including restoration projects, equipment operation, vehicle operation, and employee activities
- Coverage Limits: Standard contractor general liability limits sufficient for typical residential and commercial restoration scope; specific limit information available through certificate of insurance request for projects requiring documentation
- Verification: Certificate of insurance available upon request for any restoration project; insurance carrier and policy number disclosed on certificate of insurance
For commercial restoration projects and HOA-governed residential projects, certificate of insurance is sometimes required for project authorization — we provide certificates upon request supporting these requirements. Property owners on residential projects can request certificate of insurance for any project regardless of whether explicit requirement exists.
Workers Compensation Insurance
4Sure Mold Removal carries workers compensation insurance covering employees during work activities. Workers compensation coverage:
- Statutory Basis: Utah Code Title 34A Chapter 2 — Workers Compensation Act
- Coverage Scope: Medical care and wage replacement for employees experiencing work-related injuries or illnesses
- Property Owner Protection: Workers compensation coverage prevents most circumstances where property owner would face liability for restoration technician injuries during work on their property
- Verification: Workers compensation coverage verifiable through Utah Workers Compensation Fund or alternative carrier verification system; carrier and policy information available through certificate of insurance
Property owners can request workers compensation certificate alongside general liability certificate; both certificates typically issue together for restoration projects.
Project-Specific Bonding
For specific commercial and HOA-governed restoration projects, additional project-specific bonding is sometimes required. We coordinate project-specific bonding through our surety company when project requirements warrant.
- Performance Bond: Sometimes required for major commercial projects; guarantees project completion per contract terms
- Payment Bond: Sometimes required for major commercial projects; guarantees subcontractor and supplier payment
- Maintenance Bond: Sometimes required for HOA-governed projects; guarantees workmanship for specified period after project completion
Project-specific bonding is separate from baseline contractor license bond on file with Utah DOPL; project-specific bonds address specific project obligations beyond general contractor obligations.
IICRC Firm Certification
Certification Number: #923321-2371
Issuing Authority: Institute of Inspection, Cleaning and Restoration Certification (IICRC)
Certification Status: Active and current — verifiable through IICRC online verification system at iicrc.org
Standards Framework: Work performed under ANSI/IICRC S500 (water damage), S520 (mold remediation), S700 (fire and smoke), and applicable OSHA standards including 29 CFR 1910.1030 (Bloodborne Pathogens) for sewage and biohazard scope
IICRC Verification
The IICRC online verification system provides real-time verification of firm certification and individual technician certification status. Property owners can verify:
- Visit iicrc.org online verification
- Search by firm certification number: 923321-2371
- Or search by business name: 4Sure Mold Removal
- Verification shows current certification status
- Individual technician certifications verifiable through same system using technician name
Insurance Coordination for Restoration Projects
Beyond our own coverage, restoration projects typically involve coordination with property owner insurance carriers. We work with all major Utah County carriers:
- Standard residential carriers: Allstate, State Farm, Farmers, USAA, Liberty Mutual, Nationwide, Travelers, Cincinnati, Hartford, Chubb, American Family
- Utah regional carrier: Bear River Mutual
- Commercial carriers: Standard commercial carriers plus Zurich, CNA, Hartford commercial
- Flood insurance: NFIP (National Flood Insurance Program) for properties with NFIP coverage; private flood insurance carriers when applicable
Insurance coordination runs as standard scope rather than separate fees. Documentation framework supports claim processing across all major carriers including thermal imagery, daily moisture readings, scope photographs, Xactimate-compatible scope documentation, and standards-based scope justification supporting adjuster review.
Why Insurance Documentation Matters
Restoration projects produce three types of insurance interactions: property damage claims through homeowner or commercial property insurance addressing the restoration scope; sometimes business interruption claims through commercial coverage addressing operational disruption during commercial restoration; sometimes contractor liability claims if restoration work produces additional damage. Comprehensive documentation supports all three interaction types. Documentation framework includes: photographs and thermal imagery of conditions before and during restoration; daily moisture readings during drying phase; standards-based scope justification citing ANSI/IICRC sections; cost documentation aligned with Xactimate methodology; daily progress notes; final verification documentation. The documentation typically resolves scope discussions through standards-based review rather than negotiation; sometimes adjuster pushback on specific scope or timeline gets resolved through documentation review. For situations where documentation review doesn’t resolve disputes, the comprehensive documentation supports independent assessment, mediation, or sometimes litigation.
Frequently Asked Questions About License and Insurance
- How can I verify 4Sure’s Utah Contractor License is current and in good standing?
- Through Utah Department of Commerce, Division of Professional Licensing (DOPL) online verification system at the Utah DOPL website. Search by license number 961339-4102 or by business name “4Sure Mold Removal.” The verification shows: current license status (active, expired, suspended, revoked); license classifications and any specialty endorsements; complaint history if any complaints have been filed; bond verification; insurance verification. The verification information comes directly from DOPL records — more current than any information published on contractor websites that update only at publication intervals. Verification is free and takes a few minutes. We encourage verification as standard practice before authorizing any restoration work, with any contractor — not just 4Sure. Verification protects property owners against credential misrepresentation that’s unfortunately not uncommon in the restoration industry.
- Will 4Sure provide a certificate of insurance for my restoration project?
- Yes — certificate of insurance is available upon request for any restoration project. The certificate documents general liability coverage and workers compensation coverage with carrier names, policy numbers, coverage limits, and effective dates. For commercial restoration projects and HOA-governed residential projects, certificate of insurance is sometimes required for project authorization; we provide certificates supporting these requirements. Property owners on residential projects can request certificate of insurance for any project regardless of whether explicit requirement exists. To request certificate: contact us through normal channels (phone, email, project management contact); specify any specific certificate holder (property owner name and address); specify any specific coverage requirements (additional insured listing, specific coverage limits, etc.); certificates typically issue within 1–2 business days for standard requests. For situations where certificate is needed urgently for project initiation, expedited processing is available.
- What does 4Sure’s general liability insurance cover during a restoration project?
- General liability insurance covers property damage and personal injury arising from our business operations during restoration work. Coverage scope: property damage to client property beyond the original restoration scope (sometimes restoration work produces additional damage to floors, walls, ceilings, finishes, or contents — coverage addresses these scenarios); personal injury to people other than employees (sometimes restoration equipment or activities produce injuries — coverage addresses these scenarios); coverage during equipment operation, vehicle operation, and employee activities related to restoration work. The coverage doesn’t address: original property damage that prompted restoration (that’s covered by property owner’s homeowner or commercial coverage); employee injuries (those are covered by workers compensation); intentional acts (excluded from general liability); typical restoration scope per contract (that’s the project itself rather than liability coverage). For situations where additional damage occurs during restoration, coverage typically addresses the additional damage through claim filing with our liability carrier; documentation supports the claim filing.
- Why does it matter that 4Sure carries workers compensation insurance for restoration projects on my property?
- Property owner protection. Without workers compensation coverage on the contractor: if restoration technician experiences work-related injury on your property, you sometimes face liability for the injury through homeowner liability or commercial property coverage; the homeowner liability scenarios sometimes involve significant exposure beyond standard policy limits. With workers compensation coverage on the contractor: technician work-related injuries get covered through contractor’s workers compensation policy rather than property owner liability; property owner liability is generally protected from technician injury exposure under workers compensation framework. The coverage protects property owners from liability scenarios that are unfortunately not uncommon when contractors operate without proper workers compensation coverage. Verification of workers compensation coverage before authorizing work is part of standard due diligence; we provide certificates documenting coverage upon request. Some properties (particularly commercial properties and HOA-governed residential) require workers compensation certificates for project authorization; the requirement reflects awareness of the property owner protection scenarios.
- What happens if a dispute emerges with 4Sure about restoration scope or quality?
- Multiple resolution channels address different dispute types. Direct discussion through normal channels resolves most concerns — sometimes scope or quality concerns reflect communication gaps that direct discussion addresses; we welcome direct conversation about any concerns during or after restoration. Insurance dispute through carrier — sometimes scope or cost concerns get resolved through carrier review when scope documentation supports specific decisions; the documentation framework typically supports standards-based resolution. License complaint to Utah Department of Commerce DOPL — formal complaint process with investigation and potential disciplinary action; appropriate for regulatory violations, code violations, abandoned projects, fraudulent practices. IICRC complaint — formal complaint process for ethical violations under IICRC Code of Ethics; sometimes addresses concerns through dispute resolution procedures. Better Business Bureau — public visibility of concerns providing reputational accountability. Civil litigation — addresses substantial disputes through court system; appropriate for major disputes when other channels haven’t resolved concerns. Most disputes resolve through direct discussion; the additional channels exist for situations where direct discussion doesn’t produce resolution. We recommend documentation throughout any restoration project supporting potential resolution channels if needed.
Contact 4Sure Mold Removal
For license and insurance questions or certificate requests, call (385) 247-9387. Operating from 1330 S 1400 E in Spanish Fork.
- Emergency Line (24/7): (385) 247-9387
- Address: 1330 S 1400 E, Spanish Fork, UT 84660
- Email: info@4suremoldremoval.xyz
- Owner: Sean Jacques
- Utah Contractor License: #961339-4102
- IICRC Firm Certification: #923321-2371
Office Hours
- Emergency Service: 24 hours a day, 7 days a week
- Office Staff: Monday – Friday, 8:00 AM – 5:00 PM
- Closed: Weekends and State/Federal Holidays (emergency line always active)